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Business & Commercial Insurance

Business & Commercial Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Business & Commercial Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Business & Commercial Insurance Information

Protection For your Business: 

We understand as a Business Owner, Office Manager, or HR Rep.  you deal with a number of issues nearly everyday, including things you did not know you would have to address when you woke up that same morning.   As the individual in charge of securing and overseeing coverage for your business, the matter can prove complicated with the ever changing legal requirements of your key partners (e.g. General Contractor’s, Vendors, Municipalities, Owners and Landlords).   With several years experience working with a large number of industries (including Manufacturing, Contracting, Wholesale, Retail and Restaurants) we will help eliminate the complexity and minimize the time spent on Insurance so that you can do what is most important – focus on your business! 

Additional Considerations:

  • License and Permit Bonds: Fast turnaround of License and Permit Bonds required by Municipalities

  • Workers Compensation: If you are a Missouri employer, MO requires you to have Work Comp coverage if you have 5 or more employees  (or just one for several construction class Employers) including Owners/Officers.  Absent coverage you are subject to substantial fines from the State.  Even if you  are not required to have Work Comp, the law does not prevent an injured employee from suing an Employer that has less than 5 employees.  This means a business owner is exposed to Civil Suits from injured employees that could be crippling (in cost and time).  It is much easier to turn a claim into an Insurance Company and let the adjuster handle all of this  for you.     

For a free proposal for your business give us a call (636-519-0059) or .

For some potentially very helpful information for your Business
check out the following Tags on our Blog: Loss Control, Business Owners Insurance, Work Comp   

Hebbeln Insurance
744 Spirit of St Louis Blvd, Suite H
Chesterfield, MO 63005
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