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Home > Blog > Hebbeln Insurance Blog Page 3
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Hebbeln Insurance Blog Page 3

View the latest blog posts from Hebbeln Insurance.

Sunday, February 25, 2018

Phishing and Cyber Liability Protection

I think most of us have become so conditioned to it, that it doesn’t even register just how many Phishing attempts we deal with each week.  Just in the last 2 days I received a: UPS – you missed a package, click here notice American Express, something about a Safety Key READ MORE >>

Saturday, February 17, 2018

EEOC 2017 Litigation Data and EPL Protection

The EEOC  (Equal Employment Opportunity Commission)  released their data for workplace discrimination charges that were filed with their Agency in 2017.  The total was in excess of 84,000 plus an additional 6,696 claims for sexual harassment.      READ MORE >>

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Sunday, January 28, 2018

Year 9 of the Bull Market? Maybe not

    Maybe, or maybe not.  If we look at a chart of the Nasdaq from 07/20/2015 to July of 16* (*2016 and 2018 on Reports page)  we’ll see a 20% correction and about a year of challenging market conditions.   As a note, this post on 08/21/2015, warned of a significant change in market conditions. READ MORE >>

Tuesday, December 5, 2017

Office Holiday Parties and the Current Environment.

Employers planning Office Holiday parties this year, should consider: Sending an intra office memo reminding employees of your company policies on harrassment Limiting the  hours Including Spouses Having a policy in place to Monitor Alcohol consumption READ MORE >>

Wednesday, November 8, 2017

"So a Senator and a Doctor get in a fight..."

The Insurance Company is not going to pay for this one. As I mentioned in a previous post your Homeowner’s Carrier will more than likely defend you if get in a fight and injure someone if the sole reason you were in the brawl was  to protect yourself or your family – as long as you do not get carried away (e. READ MORE >>

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Sunday, October 29, 2017

Work Comp - you can still be sued even if coverage is not required by the State

  MO Work Comp Insurance Requirement In MO if you have 5 or more employees (or just one employee for construction employers) you are required to have Work Comp coverage or face significant penalties from the State.   Owners/Officers be sure to count yourself as an employee when coming up with your total. READ MORE >>

Saturday, September 23, 2017

Why are Auto Insurance rates are going up

One line of coverage that is seeing measurable rate increases from all carriers is Auto.   The reason is due to poor underwriting results (e.g. companies are not charging enough to cover what they are paying out in claim dollars).  There are a number of reasons for this: READ MORE >>

Wednesday, July 26, 2017

Feline driving - a cautionary tale

Following too close and distracted driving, are the highest cause of vehicle related claims reported to us.  As a precautionary measure, we encourage Employers to include this topic with their safety talks and particularly after a claim has occurred, to review with all drivers in order to help avoid a repeat occurrence. READ MORE >>

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Saturday, June 17, 2017

I invite you to watch!

The last Post I did was a chore to get through - it's quite brilliant - but a chore nonetheless.  Accordingly, I sense I am going to bail on this blog a bit earlier than I normally do in  the summer.   But, I invite you to watch, easily and without argument, the best thing on this entire website: You Gotta See This! READ MORE >>

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Wednesday, June 14, 2017

Summer Heat and Injury Prevention

  June seems to be off to a very hot start for St. Louis.  For Employers with Employees exposed to heat (outside construction projects, warm warehouses, etc.), it is a good time to discuss and routinely remind about the dangers of heat stress to Employees.  Keep in mind: READ MORE >>

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