Business Autmobile Homeowners Life & Health Insurance Trucking Get A Quote Home Page
  Insuring Your Future Today with the Best Coverage at the Right Price for You and Your Needs

The Importance of Workers' Compensation: 

I am often asked “How many Employees do I have to have before I am required to have Work Comp Coverage?”  This is a very good question.  The answer in the State of MO is 5 (including Owners/Officers) and only 1 Employee for certain Construction Employers.  However, the best answer, for all Employers, is just one Employee. This is why: 


Even if not required by law, if an Employee is injured on the job, the Employer can still easily be taken to Court where they will face: 

  • Attorney Costs
  • Hours of time away from their business 
  • And a potentially huge Judgment with no Insurance Coverage for Protection


The benefit for the Employer 

  • Protection from Civil Suits.  Monetary Exposure to Civil Suits can be significant.
  • Provides a Competitive Advantage when competing for business (Contractors in particular) – Client will feel comfortable choosing you, since they are protected if your employee is injured while working at  their property.
  • Protection from Fines levied by the State for not having Workers’ Compensation Coverage (In MO the fine is substantial).
  • Retention of Key Employees since they will not suffer financially due to a work related injury. 

For more information call 636-519-0059 or email dan@hebbeln-ins.com

For a Free quotation simply click the button below: 





Posted by Dan Hebbeln:  dan@hebbeln-ins.com
Posted 4:51 PM  View Comments

Tags: work comp
Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Hebbeln Insurance
744 Spirit of St Louis Blvd, Suite H
Chesterfield, MO 63005
  Find Us on Facebook Find Us on Twitter Connect with Us on LinkedIn
Home | About | Services | Contact Powered by Insurance Website Builder