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September 21, 2019
Agency

Work Comp Fraud and The Price is Right.

I won’t pass judgement on this one because we’ve all had that adrenaline rush where things that should have hurt […]
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February 2, 2019
Agency

Work Comp Fraud (Video)? Who’s to say.

I am not quite certain, but this video from CBS News appears to show a man potentially faking a Work […]
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August 18, 2018
Agency

What are Work Comp Policy Limits?

When a work place injury occurs, the cost can be staggering Costs may include: Medical Bills Loss of Wages and […]
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October 29, 2017
Agency

Work Comp – you can still be sued even if coverage is not required by the State

MO Work Comp Insurance Requirement In MO if you have 5 or more employees (or just one employee for construction […]
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June 15, 2017
Agency

Summer Heat and Injury Prevention

June seems to be off to a very hot start for St. Louis.  For Employers with Employees exposed to heat […]
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February 17, 2017
Agency

Loss Control and OSHA Violations

In addition to the positive impact Loss Control has on Insurance Premium (e.g. a Credit Experience Mod. Rating), excellent Loss […]
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October 22, 2016
Agency

Experience Mod. Rating (EMR) – Quickly Explained

Many Employers have a Jan 1 renewal date – so this seems like a good time to Post. If you […]
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March 5, 2016
Agency

“I don’t have 5 employees so I don’t have to have it – right?” “True, but….”

I hear this a lot since Missouri does not require Employers to have Workers’ Compensation Coverage unless they have 5* […]
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June 4, 2015
Agency

Work Comp: Subcontracted Labor Confusion

A common question is:  “Why do I have to include my subcontracted payroll on my Workers’ Compensation policy – they’re […]
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December 17, 2014
Agency

The Experience Mod. Revisited

With a number of policies renewing on January 1, many questions come up regarding the Workers’ Compensation Experience Mod. and […]
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