We've recently had a bit of an uptick in employees making allegations of wrongful termination or discrimination against their Employers.  

What is striking about these types of claims, is that often they come from an Employee it seems that the Employer was working with tremendously to accomodate.  So when the allegation comes, the Employer rightfully feels blindsided.   The feeling of dismay is evident in their eyes or the tone of their voice - it's tough to witness.

This is when Employment Practices Liability Insurance (EPLI) is so valuable.   When an allegation is made, an employer may be angry, disappointed or embarrassed because there was negligence that led to the claim.  However, they have removed the uncertainty and the worry of financial loss since they  will be able to turn the claim over to the Insurance Company who will handle the defense (e.g. hiring of Employment attorney) and pay any settlements.

This is a monster of a burden removed!

Even if an Employee is unsuccessful in their claim, the cost to defend can be very, very substantial.  A good employment attorney can easily be as much as $300 per hour.  Not to mention all of the time the Employer has to spend on the defense instead of the Insurance company.

This Post will provide some more information on the subject:  Why EPLI for your business  

What makes EPLI even greater is that an Outstanding Insurance Company will also include a tremendous amount of Free HR support for their clients.  Including:

  • A dedicated HR Support Hotline -  HR professionals at your service via phone and email to help you through HR problems
  • Online HR Policies and Procedures reference materials
  • Online State Specific Employee Handbook or assistance in building your own employee handbook
  • Webinars for supervisors and business owners.

For an Employer with a dedicated HR employee, this will be solid supplemental information for them to utilize. 

For Employers without a dedicated HR employee - this information is invaluable!

Contact us today for your free proposal for your business -  I think you'll be pleasantly surprised to see what little investment it takes to get all this protection


posted by dan@hebbeln-ins.com 
ph. 636-519-0059

Posted 11:03 PM

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