Call Us 636.519.0059 ☰ ˟
636.519.0059
Logo
  • Home
  • Get A Quote
    • Automobile
    • Bonds
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Liquor Liability Quote Form
      • Workers Compensation Quote
      • Errors and Omissions
    • General Liability Insurance
    • Health
    • Homeowners
    • Life
    • Other
    • Renters
    • Watercraft & Boat
  • Customer Service
    • AutomobileImage of right arrow
      • Request Auto Insurance Id Card
      • Add new Auto to Policy
    • Business & CommercialImage of right arrow
      • Add Vehicle to Existing Commercial Auto Policy
      • Certificate of Insurance Request
      • Auto Id Card Request
    • Homeowners
  • Claims
    • Automobile
    • Business & CommercialImage of right arrow
      • Workers' Compensation Claim Report
      • Property Loss Notice (Commercial)
      • General Liability Claim Notice
    • Homeowners
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Files
    • Free Reports
    • Insurance Glossary
    • News Center
  • About Us
    • About Hebbeln Insurance
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
Home > Blog > Hebbeln Insurance Blog: work comp
Share | | RSS Google Yahoo

Hebbeln Insurance Blog: work comp

View the latest blog posts from Hebbeln Insurance.

Saturday, September 21, 2019

Work Comp Fraud and The Price is Right.

I won't pass judgement on this one because we've all had that adrenaline rush where things that should have hurt did not - so maybe a Drew Carey call down has that kind of impact on her.          I like that she indicated that she was in pain the entire time - if so, she makes Hepburn and Brando look like amateurs. READ MORE >>

Saturday, February 2, 2019

Work Comp Fraud (Video)? Who's to say.

I am not quite certain, but this video from CBS News appears to show a man potentially faking a Work Comp Injury.  Fraud investigation is beyond my capabilities so I will not pass judgment.  However feel free to make your own determination:     Video: NJ Man allegedly faking injury READ MORE >>

Image of empty space
Saturday, August 18, 2018

What are Work Comp Policy Limits?

When a work place injury occurs, the cost can be staggering Costs may include: Medical Bills Loss of Wages and Potentially a Permanent Total Disability   Workers Compensation will provide READ MORE >>

Image of empty space
Sunday, October 29, 2017

Work Comp - you can still be sued even if coverage is not required by the State

  MO Work Comp Insurance Requirement In MO if you have 5 or more employees (or just one employee for construction employers) you are required to have Work Comp coverage or face significant penalties from the State.   Owners/Officers be sure to count yourself as an employee when coming up with your total. READ MORE >>

Image of empty space
Wednesday, June 14, 2017

Summer Heat and Injury Prevention

  June seems to be off to a very hot start for St. Louis.  For Employers with Employees exposed to heat (outside construction projects, warm warehouses, etc.), it is a good time to discuss and routinely remind about the dangers of heat stress to Employees.  Keep in mind: READ MORE >>

Image of empty space
Thursday, February 16, 2017

Loss Control and OSHA Violations

In addition to the positive impact Loss Control has on Insurance Premium (e.g. a Credit Experience Mod. Rating), excellent Loss Control Policies can also help an Employer avoid OSHA violations.  OSHA Violation Penalty READ MORE >>

Saturday, October 22, 2016

Experience Mod. Rating (EMR) - Quickly Explained

Many Employers have a Jan 1 renewal date - so this seems like a good time to Post. If you are an Employer with Work Comp coverage and of a certain size (in MO with a premium of $3,500 or more per year), you are subject to an Experience Modification Rating (EMR - also referred to as The Mod. READ MORE >>

Saturday, March 5, 2016

"I don't have 5 employees so I don't have to have it - right?" "True, but...."

I hear this a lot since Missouri does not require Employers to have Workers' Compensation Coverage unless they have 5* or more employees (including the Owners/Officers).   This is misleading because while true, the employer will not be subject to a significant fine from the State ... READ MORE >>

Wednesday, June 3, 2015

Work Comp: Subcontracted Labor Confusion

A common question is:  “Why do I have to include my subcontracted payroll on my Workers’ Compensation policy – they’re 1099 employees?”  This is a good question.   Without going into too much detail, the degree of control (e.g. READ MORE >>

Wednesday, December 17, 2014

The Experience Mod. Revisited

With a number of policies renewing on January 1, many questions come up regarding the Workers' Compensation Experience Mod. and the affect on premium.  Below is a rehash of a previous post using the example of a Manufacturing Employer. The Experience Modification Rating (let’s call it the Mod. READ MORE >>

1 2 Next Last
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • loss control(32)
  • win stuff!!(24)
  • homeowners(22)
  • business owners insurance(22)
  • general nonsense(19)
  • auto insurance(16)
  • work comp(14)
  • stocks(8)
  • epli(6)
  • data breach(3)
  • income protection(2)
  • umbrella(2)
  • errors and omissions(2)
  • bonds(2)
  • general liability(1)
  • rants about steve!(1)
  • flood(1)

View Mobile Version
Logo
Quick Links
Home Our Products Customer Service Payment/Claim Options Report a Claim
About Us Refer A Friend Our Carriers Blog Contact Us
Location
744 Spirit of St Louis Blvd
Suite H
Chesterfield, MO 63005

Phone: 636.519.0059
E: service@hebbeln-ins.com
Social      

 

 

 

 

 
© Copyright. All rights reserved.
Powered by Insurance Website Builder