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January 8, 2025
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking […]
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September 21, 2019
Agency

Work Comp Fraud and The Price is Right.

I won’t pass judgement on this one because we’ve all had that adrenaline rush where things that should have hurt […]
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July 27, 2019
Agency

What does “and Bonded” mean?

Insured and Bonded: Often Contractors will refer to themselves as being Insured and Bonded.   The “Insured” part is an easy […]
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July 6, 2019
Agency

Congratulations Mr. Ruiz you are the Baddest Man on the Planet – Time to Celebrate!

Our 18 year old, Dillon, said to me a couple weeks ago, “Hey Dad, wasn’t there some kind of shakeup […]
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May 11, 2019
Agency

Ransomware – 60 Minutes

Last week 60 Minutes had a good story on Ransomware (Ransomware locks up a victims files until a Ransom is […]
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April 19, 2019
Agency

What is a Per Occurrence or Each Occurrence Limit – Video

A General Liability policy will include a Per Occurrence (or Each Occurrence) Limit and a General Aggregate Limit.   Per […]
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March 16, 2019
Agency

Additional Insured Including Completed Operations

As mentioned in a prior post, What is an Additional Insured Endorsement,   in some cases the “typical” Additional Insured Endorsement will […]
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February 18, 2019
Agency

What is an Additional Insured Endorsement?

Simply stated if your business has the potential to create a liability exposure for another (person or business),  they will […]
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February 2, 2019
Agency

Work Comp Fraud (Video)? Who’s to say.

I am not quite certain, but this video from CBS News appears to show a man potentially faking a Work […]
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December 1, 2018
Agency

Happy Holidays!

The blog will be shut down for the duration of the year.  Review of traffic flow indicates that the announcement […]
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