Hebbeln Insurance Blog
View the latest blog posts from Hebbeln Insurance.
Saturday, May 11, 2019Last week 60 Minutes had a good story on Ransomware (Ransomware locks up a victims files until a Ransom is paid). When the Ransom is paid, encryption keys are provided to unlock the files. Here is link to the CBS with the Story: 60 Minutes Ransomware Why pay a Criminal? READ MORE >>
Thursday, April 18, 2019A General Liability policy will include an Each Occurrence Limit and a General Aggregate Limit. Each Occurrence Limit: Is the most the company will pay for Bodily Injury and Property Damage arising out of any one occurrence. General Aggregate: Is the most the company will pay for Bodily Injury and Property Damage durring the policy term. READ MORE >>
Saturday, March 16, 2019As mentioned in a prior post, What is an Additional Insured Endorsement, in some cases the “typical” Additional Insured Endorsement will not meet the requirements of the requesting party. The Typical Additional Insured (AI) Endorsement: READ MORE >>
Sunday, February 17, 2019 Simply stated if your business has the potential to create a liability exposure for another (person or business), they will want to be protected by your policy before they agree to do business with you. Here are a couple of examples: Restaurant Owner: READ MORE >>
Saturday, February 2, 2019I am not quite certain, but this video from CBS News appears to show a man potentially faking a Work Comp Injury. Fraud investigation is beyond my capabilities so I will not pass judgment. However feel free to make your own determination: Video: NJ Man allegedly faking injury READ MORE >>
Saturday, December 1, 2018 The blog will be shut down for the duration of the year. Review of traffic flow indicates that the announcement is somewhat unnecessary due to the anemic number of monthly visits. READ MORE >>
Wednesday, November 21, 2018
Or better still, are you acting?
The tone of the Market has Changed
Since Oct. this is a bit different than what we’ve seen since Spring of 2016 for the S&P 500 (and June of 2016 for the Nasdaq) in that the market is content to spend time below it’s 200 &... READ MORE >>
Saturday, October 27, 2018When a large claim is paid by an insurance company, they will typically pay the actual cash value of the claim (Replacement cost minus depreciation) even when an Insured has replacement cost valuation form on their Property. READ MORE >>
Saturday, August 18, 2018 When a work place injury occurs, the cost can be staggering Costs may include: Medical Bills Loss of Wages and Potentially a Permanent Total Disability Workers Compensation will provide READ MORE >>
Sunday, July 29, 2018 Contact your Insurance Company if any of the following apply to you: Changes in Miles to Work Has your work location changed or have you moved closer to work? If you are now driving 4 or less miles to work, you can likely be rated as pleasure use. READ MORE >>